Eignir banka gerðar upptækar

Hérna er dásamleg saga af vörslusviptingu í Bandaríkjunum. Nyerges hjónin í Flórída keyptu eitt sinn hús sem var áður í eigu Bank of America. Þau staðgreiddu húsið og áttu það skuldlaust. Mistök bankans urðu þess hinsvegar valdandi að reynt var að selja húsið þeirra á nauðungaruppboði. Eftir eins og hálfs árs málaferli tókst þeim að fá nauðungarsölunni hafnað og var bankinn dæmdur til að greiða málskostnað hjónanna. Bankinn stóð hinsvegar ekki skil á greiðslunni og að hálfu ári liðnu gerði lögfræðingur hjónanna nákvæmlega það sem bankinn er vanur að gera þegar um vanskil er að ræða. Hann lét framkvæma vörslusviptingu og mætti í útibúið sem um ræðir ásamt fulltrúum sýslumanns með sendibíl, til þess að gera upptæk húsgögn, skrifstofuvörur og aðrar eignir bankans sem tryggingu fyrir greiðslu skuldarinnar. Eftir allnokkuð þóf féllst útibússtjóri bankans á að leggja fram ávísun fyrir greiðslunni, og afstýra þar með frekari fullnustuaðgerðum. Ég mæli með því að elta hlekkinn og horfa á fréttina.

Deputies and movers show up at bank to seize property for homeowner

COLLIER COUNTY, Fla. - A bank foreclosure story you've got to see to believe. A Collier County couple turns the tables on Bank of America, the bank that tried to foreclose on their home. Now, the family is foreclosing on the bank! Even bringing trucks and deputies ready to seize property.

The foreclosure nightmare started when Warren and Maureen Nyerges paid cash for a home owned by Bank of American in the Golden Gate Estates. They never had a mortgage whatsoever. But, the bank fouled it up and wound up issuing a foreclosure through their attorney.

The couple took their case to court and after a year and a half nightmare the foreclosure was dropped. A Collier County judge said Bank of America has to pay the couple's $2,534 legal fees for the error. After more than five months the bank still hadn't paid up. So, the homeowners' attorney did just what the bank would do to get their money, legally seize their assets.

"I instructed the deputy to go in and take desks, computers, copiers, filing cabinets, including cash in the drawers," Attorney Todd Allen told WINK News.

Outside the Bank of America on Davis Boulevard, several deputies stood by with movers ready to start hauling out the bank's office supplies and furniture.

Inside, the homeowners' attorney was locked out of the bank manager's office by deputies while the bank manger tried to figure out what to do.

Allen says the manager was visibly shaken, "Having two Sheriff's deputies sitting across your desk, and a lawyer standing behind them, demanding whatever assets are in the bank can be intimidating. But, so is having your home foreclosed on when it wasn't right."

After about an hour the bank finally cut a check to satisfy the debt, and no furniture was taken. A representative for Bank of America issued a statement saying they are sorry for the delay in issuing funds. They claim the original request went to an outside attorney who is no longer in business.

As for Allen, he calls this a symptom of a larger problem he sees often in the courts, where banks don't perform their due diligence on foreclosure cases. "As a foreclosure defense attorney this is sweet justice."